Join Date: Apr 2006
Location: Long Beach, California
Re: Be Careful Where you use your credit card....
[quote author=casey.weber link=topic=171615.msg3635534#msg3635534 date=1272394729]
fuck off... really? How can shopping at Wal-Mart affect your credit score? As long as you pay it off, it shouldnt affect it at all.
Either way, I love being completely debt free.
some credit card companies determine your credit worthiness depending on your shopping habits.
for example, if your credit usage spikes quickly, or you go from shopping at expensive places to discount stores, this can indicate (to them) financial difficulties (even if you are paying your monthly bills).
in any case, they can lower your limit, which affects your debt to credit ratio, which can affect your credit score.
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