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post #1 of 61 (permalink) Old 09-05-2009, 02:16 AM Thread Starter
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moving out

Well, background: I go to school and i was one of the people who decided to stay local, which i now regret. Not just that, but the fact that i want to see how i do on my own leads me to the idea of moving out. My buddy bryce also wants to move out, so we thought of sharing an apartment. At only 18, i have a few questions for those of you who moved out in your younger years.

For those of you who live on your own/with room mates, how exactly do you split expenses? A buddy of mine wants to move out and so do it, he has a job setup right now and i can always be transferred to another location for my job and it's about equal distance to school as where i'm at now. My main concern is how everyone splits expenses, food, utilities, etc....does everyone just do it 50/50 or do people have ways that work better for them? Right now i still pay for my car, insurance, phone bill etc...so my cash flow is limited, but we found a few nice apartments that will only cost us each around $300 a month, some including utilities, but it's the other shit that you have to factor in. So really what i'm getting at is can i get some advise from people who've moved out on their own.

and another thing that might hurt us, i'm 18 and as far as right now, have a good credit rating, my buddy, 21, well, doesn't own a credit card, i don't think he has any sort of credit rating whatsoever. How hard do you think it will be to finance for a place with this history? I've had a solid job for a while and he's pretty serious about moving out so i think he'll be able to hold down a job.

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post #2 of 61 (permalink) Old 09-05-2009, 02:33 AM
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Re: moving out

Split it 50/50.. Really no other way without getting into a sticky situation..


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post #3 of 61 (permalink) Old 09-05-2009, 02:33 AM
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Re: moving out

Expenses rack up pretty quickly. 50/50 is the way to go, but dont do that with food. it usually ends in a you ate more than me type thing.

Figure in all expenses before doing it. Internet, cable and phone alone can run $150 a month! DOnt forget cell phones, gas, food, furniture, toiletries, and all of that. Food shopping on your own gets expensive!!!

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post #4 of 61 (permalink) Old 09-05-2009, 02:51 AM Thread Starter
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Re: moving out

well i figured this is how my personal expenses will go. Pending my parents still love their first child, they'll allow me to stay on their phone and insurance plan and i will continue paying what i do now.

$134 - car payment
$170 - insurance
$30 - iPhone plan

now i factor in this

$300-$350 - rent
$100? - groceries (not sure what that would run 1 person a month)
$90 - gas

now pending we find a place with utilities, that totals up to about ~$850 a month for me, which i think i can manage

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post #5 of 61 (permalink) Old 09-05-2009, 04:15 AM
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Re: moving out

What is your income a month?
Where in Pa? (I am orginally from York)

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post #6 of 61 (permalink) Old 09-05-2009, 04:16 AM
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Re: moving out

Oh, and how much do you have in savings? You have to be able to afford that $850 a month if you loose your job or are injured and cant work.

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post #7 of 61 (permalink) Old 09-05-2009, 08:47 AM
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Re: moving out

Food/Gas is something you need to figure yourself.

If you're going to get an apartment with someone else you need to make sure that you want to run the risk of them not paying rent/util's/other things and having it damage your credit. With just one person's excellent credit you should be able to get into anywhere you want. Get into a shorter term lease like 6 months.
What all we're you looking into anyway? Try to keep everything at a bare minimum, even where you move into.
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post #8 of 61 (permalink) Old 09-05-2009, 09:10 AM
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Re: moving out

Food for me is probs 100-150 a week, easy.


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post #9 of 61 (permalink) Old 09-05-2009, 09:37 AM
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Re: moving out

[quote author=alpha732 link=topic=155280.msg3312171#msg3312171 date=1252156229]
Food for me is probs 100-150 a week, easy.
[/quote]

I was thinking the same thing. His food figure is way low. And that does not count eating out.
Heck just condiments, cleaning supplies and all alone get expensive. I move a lot. Nearly yearly to every 2 years. Just moving into a new home and buying ketchup, mustard, ranch, bbq sauce, bleach, laundry detergent, hand soap for kitchen bathrooms, body wash, toilet cleaner, kitchen cleaner, windex, and so on.....will run you $100-$200 dollars.
Don't forget furniture will run thousands. Renters insurance.
Down Paymet
Security deposit
first and last months rent

There is so much to consider. I moved out when I graduated and before I joined the military. It was not easy.

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post #10 of 61 (permalink) Old 09-05-2009, 10:16 AM
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Re: moving out

Werd. I am very cheap when it comes to food and I bargain shop alot. However, I eat ALOT. If you don't eat much figure 50-75 a week in food at a minimum, and that's finding the deals. If you're not a bargain hunter/nor cheap figure 150 or a so a week or 200 if you eat out once to twice a week.

you can get creative/smart with furniture on craigslist/yardsales and places like biglots, ikea and walmart. Don't buy used bedding and or sofa's though, kinda gross (bedbugs ewww). Imo, if you're goos you can get by with under a grand for all your furniture. You can even make a good looking desk/table if you're creative using a stained wood door and piping for legs.


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