Pay-As-You-Drive Auto Insurance - FMVperformance.com : The site for all your Ford Mazda and Volvo needs
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post #1 of 28 (permalink) Old 07-10-2009, 08:26 PM Thread Starter
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Pay-As-You-Drive Auto Insurance

Do you think this is a good or bad idea?

Jul 10, 2009 -- California experimenting with pay-as-you-drive insurance
More auto insurers are experimenting with pay-as-you-drive insurance.

Progressive Insurance has been one of the pioneers in this field. They have a system where they can equip your car with a smart device -- almost like a black box in an airplane -- that tracks when, where and how much you drive (in addition to your driving style) in order to calculate your premiums.

Years ago, California had a proposal where the more gas you bought, the more you paid for auto insurance. Needless to say, the idea didn't work.

Now California is on to the pay-as-you-drive idea, with a number of big insurers trying it out. This is a completely voluntary program for drivers that they can opt in or opt out of.

[quote author=crazyduckme link=topic=177063.msg3770321#msg3770321 date=1282314647]
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and I dun look mexican, do I?
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post #2 of 28 (permalink) Old 07-10-2009, 08:29 PM
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Re: Pay-As-You-Drive Auto Insurance

the way I drive..... I def don't think this is a good idea :P


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post #3 of 28 (permalink) Old 07-10-2009, 08:30 PM
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Re: Pay-As-You-Drive Auto Insurance

I think it is total BS, just another way to track your movement and keep tabs on everyone.

You know when they make it mandatory for everyone to get a H1N1 flu shot they are going to inject everyone with microchips right ?


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post #4 of 28 (permalink) Old 07-10-2009, 08:32 PM
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Re: Pay-As-You-Drive Auto Insurance

[quote author=TEKWATCH link=topic=150114.msg3221223#msg3221223 date=1247272237]

You know when they make it mandatory for everyone to get a H1N1 flu shot they are going to inject everyone with microchips right ?
[/quote]



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post #5 of 28 (permalink) Old 07-10-2009, 08:41 PM
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Re: Pay-As-You-Drive Auto Insurance

That would be great for me! I barely drive my ms3. I have a company car.
I think right now that I pay too much. $90 a month that's listed as a "pleasure vehicle" with state farm seems a bit high.


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post #6 of 28 (permalink) Old 07-10-2009, 08:51 PM
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Re: Pay-As-You-Drive Auto Insurance

That would be even more terrible for me than Progressive already is.


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post #7 of 28 (permalink) Old 07-10-2009, 08:55 PM
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Re: Pay-As-You-Drive Auto Insurance

btw, Mercury just bought AIS, so if you go to AIS, you will get Mercury insurance.

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post #8 of 28 (permalink) Old 07-10-2009, 10:03 PM
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Re: Pay-As-You-Drive Auto Insurance

[quote author=krazyk86cu link=topic=150114.msg3221218#msg3221218 date=1247272152]
the way I drive..... I def don't think this is a good idea :P
[/quote]

+1

Auto insurance has never been my friend. 2 car accidents not my fault and my rates go sky high. I should have been an insurance agent.

I mean no hard feelings for what I post on this website. Anything I type/write/post/say on this forum is only that of general debate and discussion. I am not biased toward anyone or anything. I am neutral in everything I do on this website. Only those facts that are presented to me sway my thought process and siding of each discussion topic that I post about.
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post #9 of 28 (permalink) Old 07-10-2009, 10:07 PM
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Re: Pay-As-You-Drive Auto Insurance

they have this in baltimore, progressive... i think it's good if you live in the city and hardly ever drive, can save you a crap load of money, however if you commute a lot, hell no, traffic would probably freak the box out and make you look like a huge liability.

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post #10 of 28 (permalink) Old 07-10-2009, 10:07 PM
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Re: Pay-As-You-Drive Auto Insurance

[quote author=KeepJeepin link=topic=150114.msg3221383#msg3221383 date=1247277792]
[quote author=krazyk86cu link=topic=150114.msg3221218#msg3221218 date=1247272152]
the way I drive..... I def don't think this is a good idea :P
[/quote]

+1

Auto insurance has never been my friend. 2 car accidents not my fault and my rates go sky high. I should have been an insurance agent.
[/quote]

lol. you scared me when I saw you quoted me. Aren't you a cop?


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