are you obsessed with you bank? - FMVperformance.com : The site for all your Ford Mazda and Volvo needs
 
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post #1 of 8 (permalink) Old 03-28-2008, 02:04 PM Thread Starter
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are you obsessed with you bank?

so i got a add in the mail if you open a new checking account at bank of america you get a free $75 with a minimum balance of $100.. well I already have a b-of-a account so I cant do anything there.. my g/f who is kinda in a deep debt situation has banked her whole life at the same credit union.. I told her about this deal at b-of-a and told her to sign up and she refuses to.. i offered to give her the $100 just so she could get the $75 and we would close the account eventually (i didnt read the terms and conditions yet so I am not sure how it works) and i would get my money back.. She still refuses.. She says $75 is not worth the hassle to make a new account PLUS she does want to be affiliated with a real bank.. I was like WTF are you talking about!! She was like I am happy with my credit union and I dont want to leave they treat me good... I am like what are you talking about, there are 3 ATMs in the world that you know you of that you can use and not get charged for, yeah they have awesome savings rates but you are poor and have no money saved, so what is so great about them, and she goes well I have my car loan through them and I am like SO WHAT you just need to open the checking account for free money and she still says NO she is happy with her credit union.. OMG I need to exercise the pimp hand or something!! Am I just over reacting here, its free money, why wouldnt you take it???? I sign up at banks all the time for free stuff, I got a ipod from a key bank for starting a $500 min balance account for a year, and after a year I closed it and put it back into my b-of-a savings....
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post #2 of 8 (permalink) Old 03-28-2008, 02:06 PM
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Re: are you obsessed with you bank?

Im with a branch bank of cibc, and i find its quite nice. Has good interest rates on savings acccounts
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post #3 of 8 (permalink) Old 03-28-2008, 02:26 PM
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Re: are you obsessed with you bank?

I'm obbsessed with my bank... I have to be. I work for it keeping the bad people from working here.

But really... if she doenst want to do it then dont force her. Credit unions are the way to go for a bank with no BS.

Jay
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post #4 of 8 (permalink) Old 03-28-2008, 03:04 PM
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Re: are you obsessed with you bank?

bank of america is the worst. They will try and rip you off anyway they can. The only reason they give that free $75 for is to make more than that either on using your money or on charging you $30 fees for a $2 overdraft.
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post #5 of 8 (permalink) Old 03-28-2008, 03:20 PM
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Re: are you obsessed with you bank?

[quote author=bzdel2441 link=topic=107047.msg2189624#msg2189624 date=1206727459]
Am I just over reacting here
[/quote]

Yes, you are.

I wouldn't go waste my time at a bank for $75, either. That, plus the lousy rates offered by BOA both on their loans and savings would keep me from ever banking there. My wife still has an account there, but it's rarely used.

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post #6 of 8 (permalink) Old 03-28-2008, 04:35 PM
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Re: are you obsessed with you bank?

I've always done my banking at Credit Unions too. I see where she is coming from. Don't force her if she doesn't want to leave. I wouldn't either. $75 is not that big of a deal to me.


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post #7 of 8 (permalink) Old 03-28-2008, 06:27 PM
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Re: are you obsessed with you bank?

I'm obessed with Armed Forces Bank, which is like the best bank ever.

And Navy FCU, the best credit union ever.

BOA is crazy with their credit cards, I hate them.
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post #8 of 8 (permalink) Old 03-28-2008, 06:34 PM
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Re: are you obsessed with you bank?

I hate BOA but they are everywhere and I travel a lot so I have an acct w/them...and I still have an acct w/a MD credit union but haven't done much research on the FL ones yet.
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