Situations, situations, situations... - FMVperformance.com : The site for all your Ford Mazda and Volvo needs
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post #1 of 36 (permalink) Old 05-23-2005, 10:40 PM Thread Starter
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Situations, situations, situations...

Ok, so i got a lot goin on in my life right now, maybe you can help steer me in the right direction.

First point is that my college classes for next semester are in a bit of turmoil. There is this math 4b (precalc) teacher that is the only teacher next semester at my school, and every single person i have talked to so far has told me that she is from hell and that i need to do everything to avoid her. Thats all good, but this semester theres no other math teachers! If i drop that class, ill be only carrying 10 units, since the rest of the classes i want are so full, that even the waitlists are full to the max. What do i do?

Second, in my family, education is a high standard, so me and my dad made a deal. If i were to stay at home to go to school and work, he would pay for my major expenses. (my other option was to go out to a diff university and pay for everything myself, but i wouldnt be able to afford anything while going to school full time in san fran). So, now that i have been living at home for one year paying for everything except gas and insurance, my dad wants me to pay for those too. The thign is, i cant work that many hours and go to school full time. I choose either one, but not both. I am currently taking an average of 15 units/semester, and I am doin about 25 hours a week of work (monday-friday only, becuase my work doesnt stay open weekends). He now wants me to pay for cable internet (which the entire family uses and costs $60/month), and he wants me to pay for insurance ($1500 every 6 months on a perfect driving record) and he wants me to pay for gas (school is 30 miles away, so its $150 a month). I also need new tires soon ebcause i drive so much, and frankly i cant afford it. I would get to school some other way, but its just not possible (no bus goes to school and i got friends that go on completely different days). Do i drop school to pay for my expenses or do i live in a box on the street and go to school?

Yea, my last dilemma is that my parents and i dont get along. But then theres the money issue.... Damn my life kinda sucks right now...

I now own a 2008 350z Base MT
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post #2 of 36 (permalink) Old 05-24-2005, 12:40 AM
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Situations, situations, situations...

you can do what I did when i was in college, don't buy books. since your parents are paying for school,i'm assumng they'll give you money for your books. pocket that money which could be around $300-$400. Make friends with people in your classes, and when there is an assignment you can't do w/out the book ask them to photocopy their books or go to the bookstore buy the book photocopy what you need then return it right away for a full refund. In my 5 years of college i think i bought 10 books total, and had no problem graduating.
That money should cover your gas for a couple months.
I have a couple more "tricks" if you don't have a conscience.
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post #3 of 36 (permalink) Old 05-24-2005, 01:55 AM Thread Starter
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Situations, situations, situations...

Quote:
Originally Posted by "agentzzz"
you can do what I did when i was in college, don't buy books. since your parents are paying for school,i'm assumng they'll give you money for your books. pocket that money which could be around $300-$400. Make friends with people in your classes, and when there is an assignment you can't do w/out the book ask them to photocopy their books or go to the bookstore buy the book photocopy what you need then return it right away for a full refund. In my 5 years of college i think i bought 10 books total, and had no problem graduating.
That money should cover your gas for a couple months.
I have a couple more "tricks" if you don't have a conscience.
Hmm im listening (nothing illegal tho )

I now own a 2008 350z Base MT
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post #4 of 36 (permalink) Old 05-24-2005, 02:40 AM
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Situations, situations, situations...

Go to the financial aid department.

You'll get the money if you need it. It's the only way I could do it on my own. Sometimes, it's the best way. That way you actually enjoy your college experience, it's so worth it...honestly.

Ask your dad to give you the money for tuition and use the fin aid to pay for the classes, oh, and then move out.

Try to be civil and get them to pay for whatever possible, perhaps it's the best thing for everybody, or they might really like having you around afterall and work with you.

so, in summary, go see the fin aid and you should be able to get money to help you out wether subsidized or not.
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post #5 of 36 (permalink) Old 05-24-2005, 07:44 AM
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Situations, situations, situations...

Or take the money but go and buy used text books http://www.ecampus.com/ < good place spend it on books but then keep the extra for yourself so you dont feel too bad lol

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post #6 of 36 (permalink) Old 05-24-2005, 07:57 AM
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Situations, situations, situations...

aww quik! i agree with what everybody is saying with the books. other than that, i guess you should prolly go to the financial aid department. whatever you do tho, dont drop out of school!

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post #7 of 36 (permalink) Old 05-24-2005, 09:03 AM
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Situations, situations, situations...

sounds like your parents are putting a pinch on you to teach you a lesson about the "real world"... tough place isnt it? nothings free and easy.... one option you have is to kiss your parents asses instead of butting heads with them and ride the gravy train as long as you have to. you could ask them what they suggest to improve relations w/ you so they will help you through school. its going to be a lot of comprimise on your part if you play by their rules but if you cant hack it on your own what else can you do? My parents were a-holes and cut me off from everything except food on my 16th birthday. It was tough but at least I knew where i stood from there on. I was outta the house and on my own at 18. One of the things that hurts the most is when my student loan payment is due at the end of the every month. I could do without that in a big way.

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post #8 of 36 (permalink) Old 05-24-2005, 09:27 AM
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Situations, situations, situations...

^^ Yea- EXACTLY! I refused to take out loans, so I took random semesters off and at one point I was working 3 jobs - so that I would have money for the next semester. Financial Aid is a crock! Even now, I'm living on my own for a year already, but until I turn 24(still 2 years away), I still must give my parents W-2s in and then I don't qualify for a damn thing. It really sucks. I'm now forced to go to school AFTER working over 40 hours a week- it could be worse! I'm not even getting into the bills- cable (internet), my car note, insurance, now a mortgage, utilities...Its a tough world out there!


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post #9 of 36 (permalink) Old 05-24-2005, 09:41 AM
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Situations, situations, situations...

Realize one thing that not many people wish to think about.....your car is a "depreciating asset". Bottom line, it's not an asset at all and I'm willing to bet that's sucking up a good chunk of your income just to keep it rolling.

Even if your 'rents are the ones picking up the tab on it every month, paying for a late model car is NEVER neccessary if money is tight. That is another wasteful form of debt that people think they need to have to be able to "get around".....get yourself a reliable used corolla or something and stop putting your hard-earned bucks into the money pit we call a car.

Mods or upgrades are a huge waste of money and never increase anything on your....so, that's another waste of $$$$ and a huge headache when you realize how much dough you've coughed up "to have a sweet ride" ....

I've wasted so much $$$$ in the past modding my car and I wish I hadn't....swallow your ego, stop modding, roll around in a cheap reliable car that's good on gas, low on insurance and you'll see how much of your income is now usable!

Just my .02 brother, take it for what's worth, good luck man!!!
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post #10 of 36 (permalink) Old 05-24-2005, 09:49 AM
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Situations, situations, situations...

for the math class problem, just suck it up and take the class. I'm assuming that you have to take it, so you might as well take it now rather than carry only 10 units (which in many schools drops you below full-time status) and then get screwed again when you try and take it next semester or later. Maybe the teacher sucks, but so what? You can deal with it for a semester.

Now, about your money/parent problem...

You made an agreement with your father. You would stay at home and go to school and he would take care of your major expenses (I'm assuming tuition is included). Now, he is backing away from that and trying to get you to kick in more money. You made a major decision (where to attend school) based almost entirely on this agreement and now the terms are being turned around on you. At this point, the only thing you're getting for free are tuition, room and board. Dude, you could have gone to whatever school in the world you wanted to and gotten financial aid to cover tuition, room and board. Yeah, you would graduate with some debt, but you would have been on your own doing what you wanted to do, living your own damn life. Now you're stuck at home in a school with 1 math teacher, and probably higher personal expenses then you would have if you went away. Yeah, you proably would have to sell your car but do you really need one in San Fran, living on or near campus?

Stop relying on your parents and get out there. I'm sure you have friends whose parents cover every single dime, and let them go to whatever school they want. You don't have that. You will not save much money by living at home, and any money you do save is more than outweighed by the shit you have to deal with as well as missing out on the experience of going to the school you want and being on your own.

Quote:
Financial Aid is a crock!
care to elaborate? Grants are a crock? low interest loans that you can be exceptionally flexible with are a crock? Why do you have to give your parents your W2's? They're claiming you as a dependent, they make too much money, and that's why you don't get shit for financial aid. You're living on your own, busting your ass...probably not making a huge amount of money but enough...if you file on your own then they can't claim you, and you could probably get quite a bit of financial aid.

People, your parents are fucking you to save a few dollars on their taxes.
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