Rental Insurance? No thanks. - FMVperformance.com : The site for all your Ford Mazda and Volvo needs
 
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post #1 of 5 (permalink) Old 03-24-2004, 08:04 PM Thread Starter
Le Mans: GT Class
 
Join Date: Dec 2003
Location: Toronto, Ontario, Canada
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Rental Insurance? No thanks.

Most of you probably already know about this, but for those that don't, (me being one of them), I was glad to hear this.

Many credit card companies offer a card with built-in rental car insurance so you can decline those absolutely gastly insurance costs. This winds up saving you money not only because you're declining the renter's insurance, but that if anything does happen and you use your own transferable insurance to cover the car, you won't get hit with a premium hike.

The only drawback is that most credit card companies require that you get a gold or platinum card, and SOME have annual fees.

I've found one without an annual fee and with a fairly low credit limit. It's well-worth it to me since I get rental cars everytime I go on vacation, or need to make a long road trip so I can keep my 3's mileage down. The cards also have built-in travel insurance and road-side.

ENJOY!

Drive it like you hate it!
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post #2 of 5 (permalink) Old 03-25-2004, 05:07 AM
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Rental Insurance? No thanks.

and which company is this?

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post #3 of 5 (permalink) Old 03-25-2004, 08:49 AM Thread Starter
Le Mans: GT Class
 
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Location: Toronto, Ontario, Canada
Posts: 627
Noice

STD :-)

A.K.A. Toronto Dominion bank - Select Gold Card.

Drive it like you hate it!
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post #4 of 5 (permalink) Old 03-25-2004, 11:38 AM
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Rental Insurance? No thanks.

i will get the rental car insurance if i have the money. i'm fairly careful though when driving a rental car. but you never know what other people will do.

2014 SR 3sGT
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post #5 of 5 (permalink) Old 03-25-2004, 12:32 PM
Le Mans: GT Class
 
Join Date: Dec 2003
Posts: 563
Rental Insurance? No thanks.

I'm sorry, but for $10 a day and knowing that I can bring them the keys and part of the front bumper and wish them a nice day, it's well worth it. I'm sure I'm not the only one that thinks their rental is an F1 racecar even if it is a neon. I swear that extra $10 a day is like bumping your car from a mid sized sedan to a rally/bumper car. I'm pretty sure I'd never take my own car over a speed bump at 45 or drop it into low gear doing 80 on the highway. If I'm playing, then I'm playing on their dime, not mine. That $10 is well worth it IMO. Just to be safe, I always make the guy behins the counter say,"You can bring us the keys and part of the car and we'll take care of it." That way I have a little comfort to fall back on if things get sticky.
Plus, some rental car places say the card(if you're using the credit insurance) has to have a high enough limit to cover the cost of the car until they get finished with your insurance.

Craig
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